Moving to South Carolina

South Carolina has become one of the Southeast's fastest-growing states, drawing retirees from the Northeast, remote workers from expensive coastal cities, and military families to its defense and aerospace sector.

  • The state offers warm weather, below-average cost of living (index 91.9), and some of the most affordable beach communities on the East Coast.
  • This page covers every South Carolina-destination route we track.
Generate My Moving Checklist

South Carolina at a Glance

Taxes

State income tax6%
State sales tax6%
Property tax (eff.)0.49%

Climate

Avg annual temp64°F
Annual precipitation49″

Humid subtropical with hot, humid summers and mild winters.

Cost of Living

COL index91.9 (US=100)
Avg electric bill$150/mo

Why People Move to South Carolina

South Carolina's financial profile is attractive for many arrivals: a cost-of-living index of 91.9, an effective property tax rate of 0.49% (among the lowest in the nation), and a top state income tax rate of 6.0% that is partially offset by a relatively low overall tax burden.

  • For retirees, South Carolina offers a homestead exemption for residents over 65 and exempts a significant portion of retirement income from state taxation.

The state's geography is diverse: the Upstate (Greenville, Spartanburg) has a manufacturing economy (BMW, Michelin), strong job growth, and four-season climate.

  • The Midlands (Columbia) hosts the University of South Carolina and state government.
  • The Lowcountry (Charleston, Hilton Head, Myrtle Beach) offers coastal living with a tropical feel and a tourism economy.

South Carolina DMV & Registration

South Carolina requires you to get a South Carolina driver's license within 90 days of establishing residency — one of the more generous timelines among Eastern states.

  • South Carolina's DMV handles registration.
  • Vehicle registration requires safety and (in some counties) emissions inspection.
  • Property taxes on vehicles in South Carolina are assessed by county — budget for this separately, as it's uncommon nationally.
Official South Carolina DMV →

Frequently Asked Questions

How much does it cost to move to South Carolina?

Moves from neighboring states (Georgia, North Carolina, Tennessee) run $1,500–$3,500.

  • Moves from the Northeast (Maryland, New York) run $2,500–$6,000.
  • Longer moves from the Midwest or West Coast run $3,500–$8,000.

What is South Carolina's climate like?

South Carolina averages 64°F annually with a humid subtropical climate.

  • Coastal areas (Charleston, Hilton Head, Myrtle Beach) have mild winters rarely below 40°F and hot, humid summers.
  • The Upstate (Greenville) is cooler with occasional snow.
  • Summers statewide are hot (90°F+) with significant humidity — verify you're comfortable with humid heat before relocating from a dry western climate.

What are the best areas to live in South Carolina?

Charleston: historic architecture, booming tech and professional services economy, most expensive SC market ($550K median home).

  • Greenville: fastest-growing inland city, BMW and Michelin headquarters, excellent downtown revival ($320K median).
  • Hilton Head: retirement-focused resort island, golf and beaches, gated community living.
  • Myrtle Beach: affordable coastal living, large retiree population.
  • Columbia: state capital, most affordable major city ($250K median).

How does South Carolina tax retirement income?

South Carolina is retirement-friendly: the state exempts $15,000 of retirement income per person from state income tax ($30,000 for a couple).

  • Social Security income is exempt from South Carolina income tax.
  • Residents over 65 qualify for an additional $15,000 deduction.
  • These provisions make South Carolina significantly more attractive for retirees than the headline 6.0% top rate suggests.

What should I know about property taxes in South Carolina?

South Carolina's effective property tax rate of 0.49% is among the lowest in the nation.

  • However, the state assesses a separate personal property tax on vehicles — your car is taxed annually based on its value, potentially $200–$800+ depending on the vehicle.
  • Budget for this when comparing overall costs to states without vehicle property taxes.
  • Long-term residents who apply for the legal residence exemption receive a 4% assessment rate rather than the standard 6%.