Moving from Colorado to Kentucky

Moving from Colorado to Kentucky covers about 1,354 miles — a mid-distance interstate move. Whether you drive a rental truck or hire movers, this checklist keeps every step on track.

Generate My Checklist

CO vs KY at a Glance

Income Tax

CO4.4%
KY3.5%
Property Tax (effective)
CO0.5%
KY0.74%

Sales Tax

CO2.9%
KY6%

Time Zone

COMountain
KYEastern

You'll be changing time zones

Distance

By road~1,354 mi
Drive time~24.5 hrs

Moving Cost

Typical range$4,000–$7,500

Professional move, 2–3 BR home. Summer +20–30%.

What This Move Means for You

Modest cost-of-living shift

Overall costs in Kentucky are about 9% lower than in Colorado — enough to notice on housing, but not a dramatic change.

Wetter climate

Kentucky gets about 29" more precipitation a year than Colorado. Waterproof gear and covered parking are worth having on arrival.

Before You Leave Colorado

File Form DR 0104 with Schedule DR 0104PN

You are a part-year resident if you move out of Colorado to make your home somewhere else. Colorado taxes the income you earned while you lived here. It also taxes income from Colorado sources after you leave. File a part-year return if you must file a federal return or you owe Colorado tax. Attach the DR 0104PN to the DR 0104. The rate for tax year 2025 is a flat 4.4 percent.

Source: Colorado Department of Revenue, Individual Income Tax Guide (January 2026)

Plan for 2 percent withholding if you sell a house after you move out

If you sell Colorado real property for more than $100,000 as a nonresident, the closing agent may withhold tax. The amount is 2 percent of the sales price or the net proceeds, whichever is less. There is an exception for a house that was your principal residence just before the sale and could qualify for the federal home sale exclusion. To use it, sign that affirmation on form DR 1083.

Source: Colorado Department of Revenue, Form DR 1083 (2025)

Return or recycle your Colorado plates

When you no longer need the Colorado plates, return them to your county motor vehicle office. You can also recycle them with a service that takes metal. You may be able to use personalized plates on another vehicle. Ask your county motor vehicle office.

Source: Colorado DMV, License Plates

Complete a release of liability if you sell the vehicle

If you sell your vehicle before the move, complete a Release of Liability. You can do it through Colorado DMV online services.

Source: Colorado DMV, Vehicle Registration

Expect mail ballots until your county knows you moved

Your county clerk mails you a ballot until it receives information that you moved out of state. You can have only one residence for voting. Withdraw your Colorado registration on the Secretary of State website. You can also mail the withdrawal form to your county clerk. Then register to vote in your new state.

Source: Colorado Secretary of State, Voter Registration FAQs

Your Moving Timeline

1

8 Weeks Before

At about 1,354 miles (~24.5 hours), you can drive a rental truck or hire movers — compare both. If you drive, plan an overnight stop and factor in fuel and lodging.

2

4 Weeks Before

Notify your utility providers, update your address with USPS, and begin packing non-essential items.

3

1 Week Before

Confirm with your movers, finish packing, clean your home, and prepare a moving day essentials bag.

4

Moving Day

Supervise loading, do a final walkthrough of your old home, and hand over the keys.

5

After the Move

Update your driver's license at the Kentucky DMV, register to vote in KY, and set up your new utilities.

Get Your Detailed Checklist

Free to use — $2.99 to print

Climate Comparison

Colorado

Annual avg temp45°F
Annual precipitation17″

Semi-arid and alpine with cold winters, abundant sunshine, and warm summers.

Kentucky

Annual avg temp56°F
Annual precipitation46″

Humid subtropical with hot, humid summers and cold winters.

Utilities & Cost of Living

Colorado

Avg monthly electric bill$101/mo
Cost of living index101.8 (US avg = 100)

Kentucky

Avg monthly electric bill$134/mo
Cost of living index92.5 (US avg = 100)

Frequently Asked Questions

How far is it from Colorado to Kentucky?

The driving distance from Colorado to Kentucky is approximately 1,354 miles — about 24.5 hours of driving at highway speeds.

How much does it cost to move from Colorado to Kentucky?

A professional interstate move from Colorado to Kentucky typically costs between $4,000 and $7,500, depending on the size of your home and time of year.

  • Summer moves (May–September) tend to cost 20–30% more.

What is the cost of living difference between Colorado and Kentucky?

Colorado has a cost of living index of 101.8 versus 92.5 for Kentucky (US average = 100).

  • Overall, Kentucky is about 9% lower than Colorado.

How soon do I need to update my driver's license after moving to Kentucky?

After establishing residency in Kentucky, you have 30 days to update your driver's license at a Kentucky DMV office.

  • Vehicle registration is a separate transaction with its own deadline, which in most states differs from the license deadline — confirm both with the Kentucky DMV before you go.

What is the climate like in Kentucky?

Kentucky has humid subtropical with hot, humid summers and cold winters.

  • The annual average temperature is 56°F, with about 46 inches of precipitation per year.
  • Average monthly electricity bills run around $134.