Moving from Georgia to Illinois

Moving from Georgia to Illinois covers about 636 miles — a mid-distance interstate move. Whether you drive a rental truck or hire movers, this checklist keeps every step on track.

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GA vs IL at a Glance

Income Tax

GA4.99%
IL4.95%
Property Tax (effective)
GA0.79%
IL1.88%

Sales Tax

GA4%
IL6.25%

Time Zone

GAEastern
ILCentral

You'll be changing time zones

Distance

By road~636 mi
Drive time~11.5 hrs

Moving Cost

Typical range$2,500–$5,000

Professional move, 2–3 BR home. Summer +20–30%.

What This Move Means for You

Higher property taxes

Illinois's effective property tax rate (1.88%) is higher than Georgia's (0.79%). If you plan to buy, weigh the extra annual cost into your budget.

Before You Leave Georgia

Cancel the registration before the insurance

Georgia requires continuous liability insurance on every vehicle with an active registration. Cancel the Georgia registration first, then cancel the policy. Cancel online through DRIVES e-Services or at your County Tag Office with Form MV-18J. You need the plate number or VIN, and your driver license number or a Letter ID. Keep a copy of the cancellation. If you cancel the insurance first, you can be fined for a registered but uninsured vehicle.

Source: Georgia DOR, Cancellation and Reinstatement of Registration

File Form 500 with Schedule 3 for the year you move

You are a part-year resident if Georgia was your legal residence for only part of the year. If you must file a federal return, you must file Georgia Form 500. Complete Schedule 3 to work out your Georgia taxable income. The IT-511 booklet explains the part-year calculation.

Source: Georgia DOR, Residency Filing Requirements

Rent from a house you kept means a Georgia return every year

Nonresidents with income from Georgia sources must file Form 500 if they must file a federal return. Rents are Georgia source income, and so are wages for work done here. One exception covers employees only. You need not file if your only Georgia activity is working here for an employer and that pay is no more than the lesser of 5% of your total wages or $5,000.

Source: Georgia DOR, Residency Filing Requirements

After You Arrive in Illinois

Get an Illinois driver's license within 90 days

You can drive on a valid license from another state for 90 days after you move here. Apply in person at a DMV. Express facilities do not process out-of-state transfers. Surrender your out-of-state license. Expect a vision screening and a written exam. You may also have to take a drive exam. Read the Rules of the Road before you go.

Source: Illinois Secretary of State, Drivers FAQ

Title and register the car within 30 days

Apply for an Illinois title and registration within 30 days of moving here. Complete Form VSD-190 and bring the out-of-state title. If a lender holds the title, bring a copy of the title or out-of-state registration and a copy of the loan agreement. The title fee is $165, and passenger plates are $151. A car titled and registered in another state at least three months before you moved is exempt from Illinois tax. You still file Form RUT-25 or RUT-50 to show the exemption.

Source: Illinois Secretary of State, Vehicle Titles and License Plates for New Illinois Residents (VSD 271)

Emissions tests apply in the Chicago and Metro-East areas

Illinois tests vehicle emissions in the Chicago and Metro-East St. Louis areas. Most gasoline vehicles from model year 1996 or newer are tested once they are four years old. After that, even model years test in even years and odd model years in odd years. A vehicle newly registered in a test area may need a test. Your plate renewal notice says whether you must test before you renew. Diesel and all-electric vehicles do not test.

Source: Illinois Air Team (Illinois EPA), FAQs

Carry at least 25/50/20 liability insurance

The minimum liability coverage is $25,000 for injury or death of one person and $50,000 for more than one person. The minimum for damage to property is $20,000. The state checks insurance electronically. If it cannot confirm coverage, it checks again after 30 days. If that check also fails, it mails you a suspension letter. You then have 30 days to prove coverage through your insurance agent. If you cannot, it suspends the registration. To reinstate it, buy insurance and pay a $100 fee. The minimum fine for driving uninsured is $500.

Source: Illinois Secretary of State, Mandatory Insurance

Claim the General Homestead Exemption if you buy a home

The General Homestead Exemption applies to a home you own and live in as your main residence. It lowers the equalized assessed value of the home. The maximum is $10,000 in Cook County and $8,000 in the counties next to Cook. In all other counties it is $6,000. Ask your county assessment office how to apply.

Source: Illinois Department of Revenue, Property Tax Relief

Register to vote before the deadlines

You must live in your precinct for at least 30 days before Election Day. Regular registration closes 27 days before the election. Online registration stays open until 16 days before. After regular registration closes, use grace period registration in person at a designated site. Bring two forms of ID, and one must show your current address.

Source: Illinois State Board of Elections, Registering to Vote in Illinois

Your Moving Timeline

1

8 Weeks Before

At about 636 miles (~11.5 hours), you can drive a rental truck or hire movers — compare both. If you drive, plan an overnight stop and factor in fuel and lodging.

2

4 Weeks Before

Notify your utility providers, update your address with USPS, and begin packing non-essential items.

3

1 Week Before

Confirm with your movers, finish packing, clean your home, and prepare a moving day essentials bag.

4

Moving Day

Supervise loading, do a final walkthrough of your old home, and hand over the keys.

5

After the Move

Update your driver's license at the Illinois DMV, register to vote in IL, and set up your new utilities.

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Climate Comparison

Georgia

Annual avg temp63°F
Annual precipitation51″

Humid subtropical with hot, humid summers and mild winters.

Illinois

Annual avg temp52°F
Annual precipitation39″

Humid continental with cold winters and hot, humid summers.

Utilities & Cost of Living

Georgia

Avg monthly electric bill$151/mo
Cost of living index90.6 (US avg = 100)

Illinois

Avg monthly electric bill$110/mo
Cost of living index95.1 (US avg = 100)

Frequently Asked Questions

How far is it from Georgia to Illinois?

The driving distance from Georgia to Illinois is approximately 636 miles — about 11.5 hours of driving at highway speeds.

How much does it cost to move from Georgia to Illinois?

A professional interstate move from Georgia to Illinois typically costs between $2,500 and $5,000, depending on the size of your home and time of year.

  • Summer moves (May–September) tend to cost 20–30% more.

How do property taxes compare between Georgia and Illinois?

Georgia's effective property tax rate is about 0.79%, versus 1.88% in Illinois.

  • On a typical home that difference raises your annual holding costs, so factor it in if you plan to buy.

How soon do I need to update my driver's license after moving to Illinois?

After establishing residency in Illinois, you have 90 days to update your driver's license at a Illinois DMV office.

  • Vehicle registration is a separate transaction with its own deadline, which in most states differs from the license deadline — confirm both with the Illinois DMV before you go.

What is the climate like in Illinois?

Illinois has humid continental with cold winters and hot, humid summers.

  • The annual average temperature is 52°F, with about 39 inches of precipitation per year.
  • Average monthly electricity bills run around $110.