Moving from Illinois to Missouri

At roughly 199 miles, moving from Illinois to Missouri is a short interstate move — close enough that many people rent a truck and drive it themselves in a day. Here's the full checklist so nothing slips through.

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IL vs MO at a Glance

Income Tax

IL4.95%
MO4.7%
Property Tax (effective)
IL1.88%
MO0.89%

Sales Tax

IL6.25%
MO4.225%

Time Zone

ILCentral
MOCentral

Distance

By road~199 mi
Drive time~3.5 hrs

Moving Cost

Typical range$1,000–$3,000

Professional move, 2–3 BR home. Summer +20–30%.

What This Move Means for You

Modest cost-of-living shift

Overall costs in Missouri are about 7% lower than in Illinois — enough to notice on housing, but not a dramatic change.

Lower property taxes

Missouri's effective property tax rate (0.89%) is lower than Illinois's (1.88%) — a plus if you're buying a home.

Before You Leave Illinois

File a part-year IL-1040 with Schedule NR

For the year you move, file Form IL-1040 with Schedule NR. Illinois taxes all income you received while you lived here. After you move, it taxes only income from Illinois sources. On Schedule NR, enter the dates you lived in Illinois and in your new state. If your new state also taxed income you earned as an Illinois resident, you may get a credit on Schedule CR.

Source: Illinois Department of Revenue, Schedule NR Instructions

Rent from a house you kept stays taxable

After you move, keep reporting net income from real estate located in Illinois on Schedule NR. If you sell Illinois real estate, report that gain too. Illinois does not tax a nonresident on nonbusiness gains from intangibles, such as stock.

Source: Illinois Department of Revenue, Schedule NR Instructions

In Cook County, remove a homestead exemption you no longer qualify for

You can get a homestead exemption only on your main residence. If the house is no longer your main residence, apply to the Cook County Assessor to remove the exemption. The Assessor audits exemptions. If you kept one you were not entitled to, it bills the tax, interest, and penalties. It can also put a lien on the property.

Source: Cook County Assessor, Erroneous Exemptions

Report the sale if you sell the car before you move

If you sell your vehicle, tell the Secretary of State. Do it at a DMV, or mail the Seller's Report of Sale form. Until the record changes, emissions test notices keep coming to you.

Source: Illinois Air Team (Illinois EPA), FAQs

Illinois does not issue clearance letters

Your new state may ask for proof that your Illinois license is valid. Illinois stopped issuing clearance letters in 1997. Other states check your record through the Problem Driver Pointer System. If your new state still wants written proof, order a copy of your Illinois driving record.

Source: Illinois Secretary of State, Drivers FAQ

Destroy your FOID card if it is revoked after the move

A FOID card can be revoked when the holder no longer lives in Illinois. If yours is revoked for that reason, destroy the card. Follow the firearm laws of your new state.

Source: Illinois State Police, Office of Firearms Safety FAQs

Your Moving Timeline

1

8 Weeks Before

At about 199 miles (~3.5 hours), this is short enough to DIY with a rental truck or a single-day mover run. Get 2–3 quotes and compare them against renting.

2

4 Weeks Before

Notify your utility providers, update your address with USPS, and begin packing non-essential items.

3

1 Week Before

Confirm with your movers, finish packing, clean your home, and prepare a moving day essentials bag.

4

Moving Day

Supervise loading, do a final walkthrough of your old home, and hand over the keys.

5

After the Move

Update your driver's license at the Missouri DMV, register to vote in MO, and set up your new utilities.

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Climate Comparison

Illinois

Annual avg temp52°F
Annual precipitation39″

Humid continental with cold winters and hot, humid summers.

Missouri

Annual avg temp56°F
Annual precipitation42″

Humid continental with cold winters and hot, humid summers.

Utilities & Cost of Living

Illinois

Avg monthly electric bill$110/mo
Cost of living index95.1 (US avg = 100)

Missouri

Avg monthly electric bill$129/mo
Cost of living index88.6 (US avg = 100)

Frequently Asked Questions

How far is it from Illinois to Missouri?

The driving distance from Illinois to Missouri is approximately 199 miles — about 3.5 hours of driving at highway speeds.

How much does it cost to move from Illinois to Missouri?

A professional interstate move from Illinois to Missouri typically costs between $1,000 and $3,000, depending on the size of your home and time of year.

  • Summer moves (May–September) tend to cost 20–30% more.

What is the cost of living difference between Illinois and Missouri?

Illinois has a cost of living index of 95.1 versus 88.6 for Missouri (US average = 100).

  • Overall, Missouri is about 7% lower than Illinois.

How do property taxes compare between Illinois and Missouri?

Illinois's effective property tax rate is about 1.88%, versus 0.89% in Missouri.

  • On a typical home that difference lowers your annual holding costs, so factor it in if you plan to buy.

How soon do I need to update my driver's license after moving to Missouri?

After establishing residency in Missouri, you have 30 days to update your driver's license at a Missouri DMV office.

  • Vehicle registration is a separate transaction with its own deadline, which in most states differs from the license deadline — confirm both with the Missouri DMV before you go.

What is the climate like in Missouri?

Missouri has humid continental with cold winters and hot, humid summers.

  • The annual average temperature is 56°F, with about 42 inches of precipitation per year.
  • Average monthly electricity bills run around $129.