Moving from Indiana to Maine

Moving from Indiana to Maine covers about 1,118 miles — a mid-distance interstate move. Whether you drive a rental truck or hire movers, this checklist keeps every step on track.

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IN vs ME at a Glance

Income Tax

IN2.95%
ME7.15%
Property Tax (effective)
IN0.76%
ME0.98%

Sales Tax

IN7%
ME5.5%

Time Zone

INEastern
MEEastern

Distance

By road~1,118 mi
Drive time~20.5 hrs

Moving Cost

Typical range$4,000–$7,500

Professional move, 2–3 BR home. Summer +20–30%.

What This Move Means for You

Higher cost of living

Maine runs about 30% more expensive than Indiana overall. Budget extra for housing, groceries, and day-to-day costs before committing to a new place.

Higher income tax

Maine's top income tax rate (~7.15%) is higher than Indiana's (~2.95%). The difference shows up in every paycheck.

Before You Leave Indiana

You do not have to hand the plates back

Indiana does not ask you to surrender a plate you no longer use. The BMV says to remove the plates from a vehicle you sold, along with any expired plates. It says returning them to the BMV is not necessary. To throw a plate away, bend or cut it so it is permanently unreadable and unusable. Keeping a plate does not keep the registration valid. An unexpired sticker does not let you drive the car past your new state's deadline.

Source: Indiana BMV FAQ, license plate no longer in use

Claim back part of the vehicle excise tax

You pay excise tax a year in advance when you register. If you leave mid-year, you have already paid for months you will not use. Once the vehicle is registered in your new state, apply for a credit or refund. Use the Application for Vehicle Excise Tax Credit / Refund (State Form 55296), authorized by IC 6-6-5-7.7. Attach a copy of the new state's certificate of registration or registration receipt. Also attach the Indiana certificate of registration if you still have it. File one form per vehicle. Vehicle Excise Tax, Recreational Vehicle Excise Tax, and the county and municipal vehicle excise taxes all qualify. The refund must be at least $4.00 to be paid, and $3.00 is deducted as a processing fee. For an out-of-state registration, the check is mailed once the application is processed, with no 90-day wait.

Source: Indiana BMV, Vehicle Registration Fees & Taxes

File Form IT-40PNR for the year you leave

If you received income while living here, file Form IT-40PNR for the year you leave, not the resident IT-40. IT-40PNR is the part-year and full-year nonresident return. You also need it in any later year with income from an Indiana source, such as rent on a house you kept or income from a business here. The annual deadline is April 15. When that falls on a weekend or holiday, it moves to the next business day.

Source: Indiana DOR, Individual Income Tax Overview

Your county income tax rate is locked in on January 1

Every county levies its own income tax on top of the 2.95 percent state rate. Where you lived on January 1 sets the county rate for your whole taxable year. Moving away in February does not move you to a cheaper county or out of county tax. Employers are told to keep withholding at the January 1 county rate. The rule also catches commuters. If you live outside the state on January 1 but your principal place of work or business is in an Indiana county, you owe that county's rate. Rates range from 0.5 percent in Porter County to 3.0 percent in Randolph County.

Source: Indiana DOR, Departmental Notice #1

Tell the county auditor the homestead no longer qualifies, within 60 days

The homestead deduction does not come off the roll by itself, and reporting is your duty. File a Notice of Change of Use of Property (Form HC10/CU, State Form 54890) with the county auditor. IC 6-1.1-12-37(g) requires this within 60 days after the property stops qualifying. The form asks for the parcel number, whether all or only part of the property is now ineligible, and a description of the change. A change in use or title can disqualify the property or require a new filing. So this applies when you rent the house out, not only when you sell it.

Source: Indiana DLGF, Notice of Change of Use of Property (State Form 54890)

Keeping the license and the voter registration can keep you a resident

The Department of Revenue treats you as a full-year resident if you keep your legal residence here from January 1 through December 31. Physical absence alone does not end that. For someone who spends the winter elsewhere, it names these factors: keeping a legal residence here and intending to return for part of the year, keeping the Indiana driver's license, and keeping Indiana voting rights. A temporary stay elsewhere leaves you a resident for the whole time you are away. If the move is permanent, close those ties on purpose. Each one is evidence that you still live here.

Source: Indiana DOR, Individual Income Tax Overview

Your Moving Timeline

1

8 Weeks Before

At about 1,118 miles (~20.5 hours), you can drive a rental truck or hire movers — compare both. If you drive, plan an overnight stop and factor in fuel and lodging.

2

4 Weeks Before

Notify your utility providers, update your address with USPS, and begin packing non-essential items.

3

1 Week Before

Confirm with your movers, finish packing, clean your home, and prepare a moving day essentials bag.

4

Moving Day

Supervise loading, do a final walkthrough of your old home, and hand over the keys.

5

After the Move

Update your driver's license at the Maine DMV, register to vote in ME, and set up your new utilities.

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Climate Comparison

Indiana

Annual avg temp52°F
Annual precipitation41″

Humid continental with cold winters and warm, humid summers.

Maine

Annual avg temp41°F
Annual precipitation42″

Humid continental with cold, snowy winters and cool summers.

Utilities & Cost of Living

Indiana

Avg monthly electric bill$133/mo
Cost of living index88.3 (US avg = 100)

Maine

Avg monthly electric bill$134/mo
Cost of living index114.6 (US avg = 100)

Frequently Asked Questions

How far is it from Indiana to Maine?

The driving distance from Indiana to Maine is approximately 1,118 miles — about 20.5 hours of driving at highway speeds.

How much does it cost to move from Indiana to Maine?

A professional interstate move from Indiana to Maine typically costs between $4,000 and $7,500, depending on the size of your home and time of year.

  • Summer moves (May–September) tend to cost 20–30% more.

What is the cost of living difference between Indiana and Maine?

Indiana has a cost of living index of 88.3 versus 114.6 for Maine (US average = 100).

  • Overall, Maine is about 30% higher than Indiana.

How soon do I need to update my driver's license after moving to Maine?

After establishing residency in Maine, you have 30 days to update your driver's license at a Maine DMV office.

  • Vehicle registration is a separate transaction with its own deadline, which in most states differs from the license deadline — confirm both with the Maine DMV before you go.

What is the climate like in Maine?

Maine has humid continental with cold, snowy winters and cool summers.

  • The annual average temperature is 41°F, with about 42 inches of precipitation per year.
  • Average monthly electricity bills run around $134.