Moving from Maryland to Pennsylvania

At roughly 115 miles, moving from Maryland to Pennsylvania is a short interstate move — close enough that many people rent a truck and drive it themselves in a day. Here's the full checklist so nothing slips through.

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MD vs PA at a Glance

Income Tax

MD6.5%
PA3.07%
Property Tax (effective)
MD0.92%
PA1.26%

Sales Tax

MD6%
PA6%

Time Zone

MDEastern
PAEastern

Distance

By road~115 mi
Drive time~2 hrs

Moving Cost

Typical range$1,000–$3,000

Professional move, 2–3 BR home. Summer +20–30%.

What This Move Means for You

Lower cost of living

Pennsylvania is about 21% cheaper than Maryland overall, so your budget should stretch noticeably further — especially on housing.

Lower income tax

Pennsylvania's top income tax rate (~3.07%) is lower than Maryland's (~6.5%), leaving a little more in each paycheck.

Before You Leave Maryland

File Form 502 as a part-year resident

If you end Maryland residency during the year, file Form 502. Put a "P" in the Part-Year box and enter your dates of Maryland residency. Your Maryland year ends the day before you become a resident of another state. Report all federal income, then subtract the income you received after you left. Use the county where you lived on your last day in Maryland for local tax.

Source: Comptroller of Maryland, 2025 Resident Tax Booklet, Instruction 26

Return your license plates

Maryland requires you to return your plates when you move out of the state. Remove both plates. Drop them in a 24-hour tag return box at an MVA office, or mail them. Include the Tag Return Form (VR-027). Keep your receipt or tracking number.

Source: Maryland MVA, Returning Your License Plates

Keep the insurance until MVA closes the plates

Do not cancel your Maryland insurance until you have the tag return receipt. A registered vehicle with no insurance can get an insurance violation notice and a penalty. Unpaid penalties can lead to a suspended registration. They can also go to the state Central Collections Unit, which adds 17%.

Source: Maryland MVA, Auto Insurance Violation Penalties

Expect tax withholding if you sell a Maryland home later

When a nonresident sells Maryland real property, a tax payment on the net proceeds is usually due before the deed can be recorded. The payment counts toward your Maryland income tax for that year. File a Maryland return for the year of the sale to report the gain and claim the payment.

Source: Maryland Tax-General Article 10-912

Tell SDAT if you keep a home here

The Homestead Tax Credit is only for your principal residence. You must live there at least six months of the year, including July 1. If the home is no longer your principal residence, email or call your local Assessment Office.

Source: Maryland SDAT, Homestead Property Tax Credit

After You Arrive in Pennsylvania

Get a Pennsylvania driver's license within 60 days

If you hold a non-commercial license from another state, get a Pennsylvania driver's license within 60 days of moving here. Apply in person at a PennDOT Driver License Center. Complete Form DL-180R and take a vision screening. Bring proof of identity and residency and your Social Security card. Surrender your out-of-state license. If it is valid or expired six months or less, you do not take a knowledge test. If it expired more than six months ago, you must start with a learner's permit and take all tests.

Source: PennDOT, Moving to Pennsylvania

Title and register the car within 20 days

Apply for a Pennsylvania title and registration within 20 days of moving here. The agent can only process it if you show a Pennsylvania driver's license or photo ID, so get the license first. Use an authorized agent, such as a notary, dealer, or messenger service, to complete Form MV-1. Bring the out-of-state title in your name, proof of Pennsylvania insurance, and a VIN tracing or VIN verification. If a lender holds the title, it may require you to refinance the loan. Some counties add a $5 fee per year of registration.

Source: PennDOT, Motor Vehicle Information for New Residents

No sales tax on a car you owned for six months

Pennsylvania does not charge sales tax on a car you owned for six months before moving here. You also need a valid out-of-state title. List the exemption reason code on Form MV-1. If you owned the car for less than six months, prove that you paid sales tax elsewhere. If you qualify for a tax credit, write the amount on Form MV-1. Otherwise you pay Pennsylvania sales tax.

Source: PennDOT, Motor Vehicle Information for New Residents

Pass a safety inspection within 10 days, plus emissions in 25 counties

A newly registered vehicle must pass a safety inspection within ten days. Official inspection stations, such as repair garages, do it. The inspection repeats every year. Vehicles registered in 25 counties also need an annual emissions inspection. Not every inspection station does emissions, so ask before you go. The counties are Allegheny, Beaver, Berks, Blair, Bucks, Cambria, Centre, Chester, Cumberland, Dauphin, Delaware, Erie, Lackawanna, Lancaster, Lebanon, Lehigh, Luzerne, Lycoming, Mercer, Montgomery, Northampton, Philadelphia, Washington, Westmoreland, and York.

Source: PennDOT, Motor Vehicle Information for New Residents

Buy insurance that meets the Pennsylvania minimums

You need proof of Pennsylvania insurance to register the car. The minimum bodily injury liability is $15,000 for one person and $30,000 for one accident. The minimum property damage liability is $5,000. The minimum medical benefits coverage is $5,000. It pays medical bills for you and others covered by your policy.

Source: Pennsylvania Insurance Department, Auto Insurance

Outside Philadelphia, apply for the homestead exclusion by March 1

If you buy a home to live in, apply to your county assessment office for the homestead exclusion. It reduces the assessed value of your home before school property tax is computed. Only a primary residence qualifies. File by March 1 to get relief for tax years that begin the next July 1 or January 1.

Source: PA DCED, Property Tax Relief Through Homestead Exclusion

In Philadelphia, apply for the Homestead Exemption by December 1

Philadelphia runs its own Homestead Exemption through the Department of Revenue. It reduces the assessed value of a home you own and live in by $100,000. Apply on the Philadelphia Tax Center, by phone, or by mail. The final deadline is December 1 of each year.

Source: City of Philadelphia, Get the Homestead Exemption

Your Moving Timeline

1

8 Weeks Before

At about 115 miles (~2 hours), this is short enough to DIY with a rental truck or a single-day mover run. Get 2–3 quotes and compare them against renting.

2

4 Weeks Before

Notify your utility providers, update your address with USPS, and begin packing non-essential items.

3

1 Week Before

Confirm with your movers, finish packing, clean your home, and prepare a moving day essentials bag.

4

Moving Day

Supervise loading, do a final walkthrough of your old home, and hand over the keys.

5

After the Move

Update your driver's license at the Pennsylvania DMV, register to vote in PA, and set up your new utilities.

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Climate Comparison

Maryland

Annual avg temp54°F
Annual precipitation43″

Humid subtropical with hot, humid summers and cold winters.

Pennsylvania

Annual avg temp49°F
Annual precipitation42″

Humid continental with cold winters and warm, humid summers.

Utilities & Cost of Living

Maryland

Avg monthly electric bill$166/mo
Cost of living index121.1 (US avg = 100)

Pennsylvania

Avg monthly electric bill$145/mo
Cost of living index96.2 (US avg = 100)

Frequently Asked Questions

How far is it from Maryland to Pennsylvania?

The driving distance from Maryland to Pennsylvania is approximately 115 miles — about 2 hours of driving at highway speeds.

How much does it cost to move from Maryland to Pennsylvania?

A professional interstate move from Maryland to Pennsylvania typically costs between $1,000 and $3,000, depending on the size of your home and time of year.

  • Summer moves (May–September) tend to cost 20–30% more.

What is the cost of living difference between Maryland and Pennsylvania?

Maryland has a cost of living index of 121.1 versus 96.2 for Pennsylvania (US average = 100).

  • Overall, Pennsylvania is about 21% lower than Maryland.

How soon do I need to update my driver's license after moving to Pennsylvania?

After establishing residency in Pennsylvania, you have 60 days to update your driver's license at a Pennsylvania DMV office.

  • Vehicle registration is a separate transaction with its own deadline, which in most states differs from the license deadline — confirm both with the Pennsylvania DMV before you go.

What is the climate like in Pennsylvania?

Pennsylvania has humid continental with cold winters and warm, humid summers.

  • The annual average temperature is 49°F, with about 42 inches of precipitation per year.
  • Average monthly electricity bills run around $145.