Moving from New Jersey to Arizona
Moving from New Jersey to Arizona is a long-haul, cross-country move of about 2,624 miles. At that distance most people hire professional movers and fly to their new home — this checklist covers every step of a long-distance relocation.
Generate My ChecklistNJ vs AZ at a Glance
Income Tax
Sales Tax
Time Zone
You'll be changing time zones
Distance
Moving Cost
Professional move, 2–3 BR home. Summer +20–30%.
What This Move Means for You
Modest cost-of-living shift
Overall costs in Arizona are about 9% lower than in New Jersey — enough to notice on housing, but not a dramatic change.
Lower income tax
Arizona's top income tax rate (~2.5%) is lower than New Jersey's (~10.75%), leaving a little more in each paycheck.
Lower property taxes
Arizona's effective property tax rate (0.48%) is lower than New Jersey's (1.88%) — a plus if you're buying a home.
Much drier climate
Arizona is far drier than New Jersey — roughly 34" less precipitation a year. Expect to adjust to lower humidity and drier air.
Before You Leave New Jersey
File Form NJ-1040 as a part-year resident
New Jersey has no separate part-year form. File Form NJ-1040 and enter the dates of your residency. Report only the income you received while you lived here. File if your income for the whole year was over $10,000. The limit is $20,000 for joint or head of household filers. If you get New Jersey income after you move, also file Form NJ-1040NR.
Source: NJ Division of Taxation, Part-Year ResidentsSurrender your New Jersey plates and keep the receipt
Surrender New Jersey plates you no longer use. For a move, do this after you register the vehicle in your new state. Bring the plates to any MVC agency, or use the drop box outside. You can also mail them to an agency with a self-addressed, stamped envelope. MVC mails you a receipt. Keep it in case MVC links charges to the plates later.
Source: NJ Motor Vehicle Commission, PlatesExpect a suspension notice if you cancel insurance first
Insurers tell MVC when you drop a policy on a New Jersey vehicle. MVC can then send a suspension notice. To resolve it, send MVC your plate surrender receipt. You can also send proof that the vehicle is registered in another state.
Source: NJ Motor Vehicle Commission, Uninsured Motorist Enforcement FAQsPlan for the 2% estimated tax if you sell your home after you move
A nonresident who sells New Jersey real property must make an estimated income tax payment at or before closing. The payment is at least 2% of the sale price, even if you have no gain. A home that meets the federal principal residence rules (26 U.S.C. 121) can qualify for an exemption on Form GIT/REP-3.
Source: NJ Division of Taxation, TB-57(R) Nonresident Sales of Real PropertyPay any MVC insurance surcharges you still owe
Moving out of state does not cancel MVC insurance surcharges. You still owe surcharges for offenses from when you drove as a New Jersey motorist.
Source: NJ Motor Vehicle Commission, Frequently Asked QuestionsAfter You Arrive in Arizona
Register your car as soon as you become a resident
Register a vehicle from another state as soon as you become an Arizona resident. You count as a resident if any one of these applies. You stay in Arizona seven months or more in a calendar year. You work here, except in seasonal agricultural work. You register to vote here. You put children in school without paying the nonresident tuition rate. You get a state license or pay school tuition at the resident rate.
Source: Arizona Department of Transportation (ADOT) MVD, New to AZGet an Arizona driver license once you are a resident
State law lets a nonresident drive on a valid license from their home state. The exemption is for nonresidents only. Once you become an Arizona resident, get an Arizona driver license.
Source: Arizona Revised Statutes 28-3152, Driver license exemptionsTitle and register the car in person at an MVD office
Bring a signed Title and Registration Application (Form 96-0236) and the out-of-state title. If a lender holds the title, bring the out-of-state registration instead. In the Phoenix and Tucson areas, also bring an emissions compliance form. Bring a lien clearance if it applies. For a leased car, bring a power of attorney from the lessor.
Source: ADOT MVD, Vehicle RegistrationPass an emissions test first in the Phoenix and Tucson areas
Residents of the Phoenix and Tucson areas must have their vehicles pass an emissions test. So must people who commute into those areas for work or school. A new resident in the area must pass the test before registration, unless the vehicle is exempt. Vehicles are exempt for their first five years of registration. All-electric vehicles are exempt, but hybrids are not. At the test station, show the title or registration and your residence address.
Source: Arizona Department of Environmental Quality, myAZcar FAQsSend proof of Arizona insurance within 30 days
Insure every vehicle you drive on Arizona roads with Arizona liability insurance. After you register, you have 30 days to submit proof of it. The minimum is $25,000 for injury to one person and $50,000 for two or more persons. The minimum for property damage is $15,000. Without insurance, MVD can suspend your registration or driver license.
Source: ADOT MVD, Insurance Information and RequirementsRegister to vote by the 29th day before an election
The deadline to register or update your registration is midnight on the 29th day before the election. If you have an Arizona driver license or ID card, you can register online through AZ MVD Now. To vote a full ballot, which includes state and local races, submit proof of citizenship.
Source: Arizona Secretary of State, Registering to VoteYour Moving Timeline
8 Weeks Before
At about 2,624 miles (~47.5 hours of driving), most people book professional long-distance movers and fly rather than drive. Reserve movers 6–8 weeks out, especially in summer.
4 Weeks Before
Notify your utility providers, update your address with USPS, and begin packing non-essential items.
1 Week Before
Confirm with your movers, finish packing, clean your home, and prepare a moving day essentials bag.
Moving Day
Supervise loading, do a final walkthrough of your old home, and hand over the keys.
After the Move
Update your driver's license at the Arizona DMV, register to vote in AZ, and set up your new utilities.
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Climate Comparison
New Jersey
Humid subtropical with hot, humid summers and cold winters.
Arizona
Hot desert climate with dry heat, sunny skies, and mild winters.
Utilities & Cost of Living
New Jersey
Arizona
Frequently Asked Questions
How far is it from New Jersey to Arizona?
The driving distance from New Jersey to Arizona is approximately 2,624 miles — about 47.5 hours of driving at highway speeds.
How much does it cost to move from New Jersey to Arizona?
A professional interstate move from New Jersey to Arizona typically costs between $5,500 and $10,000, depending on the size of your home and time of year.
- Summer moves (May–September) tend to cost 20–30% more.
What is the cost of living difference between New Jersey and Arizona?
New Jersey has a cost of living index of 118.8 versus 107.6 for Arizona (US average = 100).
- Overall, Arizona is about 9% lower than New Jersey.
How do property taxes compare between New Jersey and Arizona?
New Jersey's effective property tax rate is about 1.88%, versus 0.48% in Arizona.
- On a typical home that difference lowers your annual holding costs, so factor it in if you plan to buy.
How soon do I need to update my driver's license after moving to Arizona?
After establishing residency in Arizona, you have 30 days to update your driver's license at a Arizona DMV office.
- Vehicle registration is a separate transaction with its own deadline, which in most states differs from the license deadline — confirm both with the Arizona DMV before you go.
What is the climate like in Arizona?
Arizona has hot desert climate with dry heat, sunny skies, and mild winters.
- The annual average temperature is 60°F, with about 13 inches of precipitation per year.
- Average monthly electricity bills run around $160.