Moving from Tennessee to Iowa

Moving from Tennessee to Iowa covers about 656 miles — a mid-distance interstate move. Whether you drive a rental truck or hire movers, this checklist keeps every step on track.

Generate My Checklist

TN vs IA at a Glance

Income Tax

TNNo income tax
IA3.8%
Property Tax (effective)
TN0.52%
IA1.33%

Sales Tax

TN7%
IA6%

Time Zone

TNCentral
IACentral

Distance

By road~656 mi
Drive time~12 hrs

Moving Cost

Typical range$2,500–$5,000

Professional move, 2–3 BR home. Summer +20–30%.

What This Move Means for You

New state income tax to plan for

Tennessee has no state income tax, but Iowa's top rate is about 3.8%. Factor the change into your take-home pay and monthly budget.

Higher property taxes

Iowa's effective property tax rate (1.33%) is higher than Tennessee's (0.52%). If you plan to buy, weigh the extra annual cost into your budget.

Much drier climate

Iowa is far drier than Tennessee — roughly 20" less precipitation a year. Expect to adjust to lower humidity and drier air.

Before You Leave Tennessee

You have no final Tennessee income tax return to file

Tennessee does not tax wages or salaries. The Hall income tax on interest and dividends was repealed for tax periods that begin on or after January 1, 2021. Do not file a Hall return for those years.

Source: Tennessee Department of Revenue, Hall Income Tax

Ask your county clerk about your Tennessee plates

Tennessee license plates belong to the owner, not the vehicle. The Department of Revenue does not say what to do with them when you move out of state. Ask your county clerk before you destroy or turn in your plates.

Source: Tennessee Department of Revenue, Surrendering a License Plate

Do not expect a refund for unused registration

Generally, Tennessee does not refund the unused part of a registration. A tag cannot be refunded after its registration period starts. You may get a refund only if you return new tags before your old ones expire. The state refunds only its share. Ask the county clerk about the county share.

Source: Tennessee Department of Revenue, VR-15 Unused Portion of a Vehicle Registration

Check the professional privilege tax if you keep a Tennessee license

Some professionals licensed or registered to practice in Tennessee pay a $400 tax each year. This includes attorneys, lobbyists, investment advisers, broker-dealers, and securities agents. The tax is due June 1. The tax is owed by people licensed or registered to practice in Tennessee. If you keep that license after you move, check whether you still owe it.

Source: Tennessee Department of Revenue, Professional Privilege Tax

Ask your county election commission to remove your registration

Tennessee registration is permanent until the county election commission removes it. Send a written request to the commission to remove your name. The commission also removes you when it gets written confirmation that you registered in another place.

Source: Tennessee Secretary of State, How to Update your Voter Registration

Your Moving Timeline

1

8 Weeks Before

At about 656 miles (~12 hours), you can drive a rental truck or hire movers — compare both. If you drive, plan an overnight stop and factor in fuel and lodging.

2

4 Weeks Before

Notify your utility providers, update your address with USPS, and begin packing non-essential items.

3

1 Week Before

Confirm with your movers, finish packing, clean your home, and prepare a moving day essentials bag.

4

Moving Day

Supervise loading, do a final walkthrough of your old home, and hand over the keys.

5

After the Move

Update your driver's license at the Iowa DMV, register to vote in IA, and set up your new utilities.

Get Your Detailed Checklist

Free to use — $2.99 to print

Climate Comparison

Tennessee

Annual avg temp59°F
Annual precipitation55″

Humid subtropical with hot, humid summers and cold winters.

Iowa

Annual avg temp50°F
Annual precipitation35″

Humid continental with cold, snowy winters and warm summers.

Utilities & Cost of Living

Tennessee

Avg monthly electric bill$143/mo
Cost of living index88.9 (US avg = 100)

Iowa

Avg monthly electric bill$112/mo
Cost of living index88.6 (US avg = 100)

Frequently Asked Questions

How far is it from Tennessee to Iowa?

The driving distance from Tennessee to Iowa is approximately 656 miles — about 12 hours of driving at highway speeds.

How much does it cost to move from Tennessee to Iowa?

A professional interstate move from Tennessee to Iowa typically costs between $2,500 and $5,000, depending on the size of your home and time of year.

  • Summer moves (May–September) tend to cost 20–30% more.

How do property taxes compare between Tennessee and Iowa?

Tennessee's effective property tax rate is about 0.52%, versus 1.33% in Iowa.

  • On a typical home that difference raises your annual holding costs, so factor it in if you plan to buy.

How soon do I need to update my driver's license after moving to Iowa?

After establishing residency in Iowa, you have 90 days to update your driver's license at a Iowa DMV office.

  • Vehicle registration is a separate transaction with its own deadline, which in most states differs from the license deadline — confirm both with the Iowa DMV before you go.

What is the climate like in Iowa?

Iowa has humid continental with cold, snowy winters and warm summers.

  • The annual average temperature is 50°F, with about 35 inches of precipitation per year.
  • Average monthly electricity bills run around $112.