Moving from Virginia to Tennessee
Moving from Virginia to Tennessee covers about 656 miles — a mid-distance interstate move. Whether you drive a rental truck or hire movers, this checklist keeps every step on track.
Generate My ChecklistVA vs TN at a Glance
Income Tax
Sales Tax
Time Zone
You'll be changing time zones
Distance
Moving Cost
Professional move, 2–3 BR home. Summer +20–30%.
What This Move Means for You
Modest cost-of-living shift
Overall costs in Tennessee are about 10% lower than in Virginia — enough to notice on housing, but not a dramatic change.
No state income tax in Tennessee
Tennessee charges no state income tax, versus a top rate around 5.75% in Virginia. For most movers that means a meaningful bump in take-home pay.
Before You Leave Virginia
Surrender the plates before you cancel the insurance
Do not cancel your Virginia insurance before you surrender your Virginia plates. If you want to cancel the policy, wait until you have coverage from another insurer. You can surrender the plates to DMV online. DMV also asks you to mail the plates back after you register the car in your new state. Mailing them is not required, but it prevents fraudulent use of the plates.
Source: Virginia DMV, Leaving VirginiaClaim a refund and stop the local car tax
You may be eligible for a refund if six full months or more remain on your registration. Mail the Vehicle Registration Refund Application (FMS 210) with your plates. Also notify the Commissioner of the Revenue or Director of Finance in the locality you are leaving. This stops the locality from assessing personal property tax on your vehicle. If the vehicle is leased, tell the leasing company you moved.
Source: Virginia DMV, Leaving VirginiaFile Form 760PY for the year you move
You are a part-year resident if you move out of Virginia during the year to become a resident of another state. Part-year residents usually file Form 760PY. You prorate your personal exemptions and standard deduction, and you subtract your non-Virginia income. If you lived in Virginia for 183 days or less that year, you can file as a nonresident on Form 763 instead. If you move out and return within six months, Virginia generally treats you as not having established residency elsewhere.
Source: Virginia Tax, Residency StatusRent from a house you kept means a Form 763 return
Income from the rental or sale of Virginia real estate is Virginia source income. So are wages for work done in Virginia. A nonresident with Virginia source income files Form 763. In the year you move, you may need two returns. File Form 760PY for the months you lived in Virginia. File Form 763 for Virginia source income you got after you moved. Interest from a Virginia bank account is not Virginia source income. Neither is a pension paid by a Virginia payer.
Source: Virginia Tax, Residency StatusAfter You Arrive in Tennessee
Get a Tennessee driver license within 30 days
Get your Tennessee license no later than 30 days after you establish residency. Go to a full-service Driver Services Center. Surrender your out-of-state license there, because Tennessee does not let a resident hold two licenses. You take a vision screening. If your old license expired more than six months ago, you also take the knowledge and road tests.
Source: Tennessee Department of Safety, New ResidentsBring original documents to the Driver Services Center
Bring one proof of U.S. citizenship or legal presence and one proof of your Social Security number. Also bring two proofs of Tennessee residency, such as a utility bill or bank statement dated within four months. Photocopies are not accepted. You can upload the documents online first for pre-approval. Allow up to five business days for that.
Source: Tennessee Department of Safety, New ResidentsTitle and register your vehicle at the county clerk within 30 days
Register your vehicle within 30 days of the move. Apply for the title and registration at the county clerk in the county where you live. Bring proof of identity, proof of residency, and your most current out-of-state registration. If you have a loan, bring the lender name and address. If you do not, bring your out-of-state title.
Source: Tennessee Department of Revenue, Initial RegistrationBring proof of citizenship or lawful presence from January 1, 2027
From January 1, 2027, Tenn. Code Ann. 55-4-144 adds a document to initial registrations of certain vehicles. You must show that you are a U.S. citizen, a lawful permanent resident, or lawfully present for a set period. The Department of Revenue lists the accepted documents. Check the list before your county clerk visit.
Source: Tennessee Department of Revenue, Initial RegistrationCarry at least 25/50/25 liability insurance
Tennessee requires at least $25,000 for each injury or death and $50,000 for all injuries or deaths in one accident. It also requires $25,000 for property damage. The state checks insurance electronically. Uninsured drivers can get fines and lose their vehicle registration.
Source: Tennessee Department of Revenue, Financial Responsibility LawRegister to vote at least 30 days before an election
You must be registered no later than 30 days before the election. A mailed form counts if it is postmarked at least 30 days before. Register online, or mail the form to your county election commission. You can also register when you get your license.
Source: Tennessee Secretary of State, How to Register to VoteYour Moving Timeline
8 Weeks Before
At about 656 miles (~12 hours), you can drive a rental truck or hire movers — compare both. If you drive, plan an overnight stop and factor in fuel and lodging.
4 Weeks Before
Notify your utility providers, update your address with USPS, and begin packing non-essential items.
1 Week Before
Confirm with your movers, finish packing, clean your home, and prepare a moving day essentials bag.
Moving Day
Supervise loading, do a final walkthrough of your old home, and hand over the keys.
After the Move
Update your driver's license at the Tennessee DMV, register to vote in TN, and set up your new utilities.
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Climate Comparison
Virginia
Humid subtropical with hot, humid summers and cold winters.
Tennessee
Humid subtropical with hot, humid summers and cold winters.
Utilities & Cost of Living
Virginia
Tennessee
Frequently Asked Questions
How far is it from Virginia to Tennessee?
The driving distance from Virginia to Tennessee is approximately 656 miles — about 12 hours of driving at highway speeds.
How much does it cost to move from Virginia to Tennessee?
A professional interstate move from Virginia to Tennessee typically costs between $2,500 and $5,000, depending on the size of your home and time of year.
- Summer moves (May–September) tend to cost 20–30% more.
What is the cost of living difference between Virginia and Tennessee?
Virginia has a cost of living index of 99.1 versus 88.9 for Tennessee (US average = 100).
- Overall, Tennessee is about 10% lower than Virginia.
How soon do I need to update my driver's license after moving to Tennessee?
After establishing residency in Tennessee, you have 30 days to update your driver's license at a Tennessee DMV office.
- Vehicle registration is a separate transaction with its own deadline, which in most states differs from the license deadline — confirm both with the Tennessee DMV before you go.
What is the climate like in Tennessee?
Tennessee has humid subtropical with hot, humid summers and cold winters.
- The annual average temperature is 59°F, with about 55 inches of precipitation per year.
- Average monthly electricity bills run around $143.