Moving from Washington to Missouri

Moving from Washington to Missouri is a long-haul, cross-country move of about 2,064 miles. At that distance most people hire professional movers and fly to their new home — this checklist covers every step of a long-distance relocation.

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WA vs MO at a Glance

Income Tax

WANo income tax
MO4.7%
Property Tax (effective)
WA0.75%
MO0.89%

Sales Tax

WA6.5%
MO4.225%

Time Zone

WAPacific
MOCentral

You'll be changing time zones

Distance

By road~2,064 mi
Drive time~37.5 hrs

Moving Cost

Typical range$5,500–$10,000

Professional move, 2–3 BR home. Summer +20–30%.

What This Move Means for You

Lower cost of living

Missouri is about 23% cheaper than Washington overall, so your budget should stretch noticeably further — especially on housing.

New state income tax to plan for

Washington has no state income tax, but Missouri's top rate is about 4.7%. Factor the change into your take-home pay and monthly budget.

Before You Leave Washington

Check whether a capital gains sale counts as Washington income

Washington has no individual income tax, so there is no part-year return to file. It does tax long-term capital gains at 7 percent, after a standard deduction of $278,000 for 2025. Since 2025, gains above $1 million pay an extra 2.9 percent. The tax applies only to gains allocated to Washington. Under RCW 82.87.100, a gain from stock or other intangible property is allocated here if you were domiciled in Washington on the sale date. File a return if you owe the tax. Also file one if you made a payment or asked for an extension, even with no tax due.

Source: Washington Department of Revenue, Capital gains tax

Opt in within one year to keep WA Cares coverage

WA Cares is the state long-term care program funded from your paycheck. To keep it after you move, opt in within one year of setting up your main home in another state. You need 500 contributing hours a year for three years since July 1, 2023, and no active exemption. Out-of-state benefits start July 1, 2030. You then file a wage report every year. If you stop reporting or paying, coverage ends and cannot be reinstated.

Source: WA Cares Fund, Out-of-State Coverage

Dispose of your Washington plates

Take old plates to a vehicle licensing office or mail them to DOL. You can also recycle them if your recycler accepts plates. Remove or invalidate the month and year tabs first, then bend the plates. Personalized plates and some special plates must go back to DOL. You cannot recycle those.

Source: Washington DOL, Dispose of old plates

Ask for a refund if you renewed your registration before you moved

You may get your registration fee back if you moved the vehicle out before the new registration period began. Mail the Vehicle/Vessel Refund Application to DOL. Include a copy of your new out-of-state registration that shows the VIN and the issue date. A refund takes 1 to 3 months.

Source: Washington DOL, Refunds

File a Report of Sale within 5 days if you sell the vehicle

If you sell the vehicle before you move, file a Report of Sale within 5 days of the sale. This protects you from tolls, tickets, and towing charges the new owner runs up. Remove the plates before the buyer drives away.

Source: Washington DOL, Sell a vehicle

Cancel your Washington voter registration

You can be registered at only one address. To cancel, sign the cancellation form and return it to your county elections office by mail or email. The state needs your signature. Then register to vote in your new state.

Source: Washington Secretary of State, Residency Requirements

After You Arrive in Missouri

Get a Missouri license as soon as you are a resident

Missouri gives no grace period. Apply at any Missouri license office. Surrender a valid license from another state, or one expired 184 days or less, and you skip the written and skills tests. Everyone takes the road sign recognition test and the vision test. A commercial driver license must transfer within 30 days.

Source: Missouri DOR, Driver licensing FAQ

Title your car within 30 days

The 30 days start on the date you become a resident. Bring the original out-of-state title, Form 108, proof of insurance, and an ID/OD inspection. To get plates, you also need a Missouri safety inspection unless the vehicle is exempt. The safety inspection counts as the ID/OD inspection. If a lender holds the title, send it Form 5834 to request it. The title fee is $8.50 plus a $9 processing fee. For a passenger vehicle, the plate fee depends on taxable horsepower.

Source: Missouri DOR, Titling and registration

Get a statement of non-assessment from the county assessor

The license office asks for it when you first title the car. It shows that you owe no Missouri personal property tax. Get it from the assessor in your county, or the City of St. Louis. Ask the assessor to add you to the roll for next year. To renew plates later, bring a paid personal property tax receipt or a statement of non-assessment.

Source: Missouri State Tax Commission, Receipts and waivers

Check the safety and emissions inspection rules

To get plates, you need a Missouri safety inspection unless the vehicle is exempt. A vehicle is exempt for the first ten years after its model year if it has less than 150,000 miles. In St. Louis City and in Jefferson, St. Charles, and St. Louis counties, you also need an emissions inspection. Inspections must be no more than 60 days old.

Source: Missouri DOR, Titling and registration

Carry 25/50/25 liability and uninsured motorist coverage

Liability limits must be at least $25,000 per person, $50,000 per accident, and $25,000 for property damage. Uninsured motorist coverage is required at $25,000 per person and $50,000 per accident.

Source: Missouri DOR, Insurance requirements

Register to vote by the fourth Wednesday before an election

Register online, by mail, or in person. A mailed form must be postmarked by the fourth Wednesday before the election. If you register after that, you can vote in later elections.

Source: Missouri Secretary of State, Register to vote

Your Moving Timeline

1

8 Weeks Before

At about 2,064 miles (~37.5 hours of driving), most people book professional long-distance movers and fly rather than drive. Reserve movers 6–8 weeks out, especially in summer.

2

4 Weeks Before

Notify your utility providers, update your address with USPS, and begin packing non-essential items.

3

1 Week Before

Confirm with your movers, finish packing, clean your home, and prepare a moving day essentials bag.

4

Moving Day

Supervise loading, do a final walkthrough of your old home, and hand over the keys.

5

After the Move

Update your driver's license at the Missouri DMV, register to vote in MO, and set up your new utilities.

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Climate Comparison

Washington

Annual avg temp48°F
Annual precipitation38″

Marine west coast with mild temperatures, rainy winters, and warm, dry summers.

Missouri

Annual avg temp56°F
Annual precipitation42″

Humid continental with cold winters and hot, humid summers.

Utilities & Cost of Living

Washington

Avg monthly electric bill$114/mo
Cost of living index114.6 (US avg = 100)

Missouri

Avg monthly electric bill$129/mo
Cost of living index88.6 (US avg = 100)

Frequently Asked Questions

How far is it from Washington to Missouri?

The driving distance from Washington to Missouri is approximately 2,064 miles — about 37.5 hours of driving at highway speeds.

How much does it cost to move from Washington to Missouri?

A professional interstate move from Washington to Missouri typically costs between $5,500 and $10,000, depending on the size of your home and time of year.

  • Summer moves (May–September) tend to cost 20–30% more.

What is the cost of living difference between Washington and Missouri?

Washington has a cost of living index of 114.6 versus 88.6 for Missouri (US average = 100).

  • Overall, Missouri is about 23% lower than Washington.

How soon do I need to update my driver's license after moving to Missouri?

After establishing residency in Missouri, you have 30 days to update your driver's license at a Missouri DMV office.

  • Vehicle registration is a separate transaction with its own deadline, which in most states differs from the license deadline — confirm both with the Missouri DMV before you go.

What is the climate like in Missouri?

Missouri has humid continental with cold winters and hot, humid summers.

  • The annual average temperature is 56°F, with about 42 inches of precipitation per year.
  • Average monthly electricity bills run around $129.