Moving from Texas to Montana

Moving from Texas to Montana covers about 1,704 miles — a mid-distance interstate move. Whether you drive a rental truck or hire movers, this checklist keeps every step on track.

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TX vs MT at a Glance

Income Tax

TXNo income tax
MT5.65%
Property Tax (effective)
TX1.4%
MT0.61%

Sales Tax

TX6.25%
MTNo sales tax

Time Zone

TXCentral
MTMountain

You'll be changing time zones

Distance

By road~1,704 mi
Drive time~31 hrs

Moving Cost

Typical range$4,000–$7,500

Professional move, 2–3 BR home. Summer +20–30%.

What This Move Means for You

Higher cost of living

Montana runs about 17% more expensive than Texas overall. Budget extra for housing, groceries, and day-to-day costs before committing to a new place.

New state income tax to plan for

Texas has no state income tax, but Montana's top rate is about 5.65%. Factor the change into your take-home pay and monthly budget.

Lower property taxes

Montana's effective property tax rate (0.61%) is lower than Texas's (1.4%) — a plus if you're buying a home.

Colder winters ahead

Montana averages 22°F cooler than Texas. Pack cold-weather clothing and expect higher heating bills through the winter.

Before You Leave Texas

There is no final state income tax return

Texas does not tax individual income, so leaving creates no part-year return and no final filing. This cannot quietly change in a future legislative session. In 2019, voters added Article VIII, Section 24-a to the state constitution. It bars the legislature from taxing the net incomes of individuals, including an individual's share of partnership and unincorporated association income.

Source: Texas Legislature, HJR 38 (86th Legislature, enrolled)

Tell the chief appraiser your homestead exemption has ended

The exemption stays on the roll until someone removes it, and reporting is your duty. Form 50-114 says the owner must notify the chief appraiser in writing. The deadline is May 1 of the year after the right to the exemption ends. Send the notice to the appraisal district in the county where the property is.

Source: Texas Comptroller, Form 50-114 instructions

File a Vehicle Transfer Notification if you sell the car instead of taking it

A vehicle must be titled in the buyer's name within 30 days of the sale. Until then, the record still shows you as the owner. File the transfer notification within 30 days. You then cannot be held responsible for the buyer's parking tickets or toll violations. This matters most when you trade the car to a dealer. A dealer does not have to title it in the dealership name, so the vehicle can stay in your name for months.

Source: TxDMV, Buying or Selling a Vehicle

Register in your new state instead of renewing in Texas

Once you live in another state, that state expects the vehicle registered there. Renewing the Texas registration does not satisfy its rules. Texas no longer requires a safety inspection to renew a non-commercial vehicle. In the 17 emissions counties, a passing emissions inspection is still required before renewal, which is hard to arrange from another state.

Source: TxDMV, Register Your Vehicle

Settle the property tax bill on the timeline, not on the closing date

Taxing units start mailing bills in October, and payment is due on receipt. In most cases the deadline is January 31. Anything unpaid on February 1 is delinquent, with penalty and interest. A unit must give you at least 21 days to pay after mailing the original bill. So a bill mailed after January 10 has a later delinquency date. If you still own property here after the move, update the mailing address so the bill reaches you.

Source: Texas Comptroller, Paying Your Taxes

Your Moving Timeline

1

8 Weeks Before

At about 1,704 miles (~31 hours), you can drive a rental truck or hire movers — compare both. If you drive, plan an overnight stop and factor in fuel and lodging.

2

4 Weeks Before

Notify your utility providers, update your address with USPS, and begin packing non-essential items.

3

1 Week Before

Confirm with your movers, finish packing, clean your home, and prepare a moving day essentials bag.

4

Moving Day

Supervise loading, do a final walkthrough of your old home, and hand over the keys.

5

After the Move

Update your driver's license at the Montana DMV, register to vote in MT, and set up your new utilities.

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Climate Comparison

Texas

Annual avg temp65°F
Annual precipitation30″

Diverse climate from humid subtropical in the east to arid desert in the west.

Montana

Annual avg temp43°F
Annual precipitation15″

Semi-arid and alpine with cold winters and warm, dry summers.

Utilities & Cost of Living

Texas

Avg monthly electric bill$164/mo
Cost of living index90.7 (US avg = 100)

Montana

Avg monthly electric bill$108/mo
Cost of living index105.9 (US avg = 100)

Frequently Asked Questions

How far is it from Texas to Montana?

The driving distance from Texas to Montana is approximately 1,704 miles — about 31 hours of driving at highway speeds.

How much does it cost to move from Texas to Montana?

A professional interstate move from Texas to Montana typically costs between $4,000 and $7,500, depending on the size of your home and time of year.

  • Summer moves (May–September) tend to cost 20–30% more.

What is the cost of living difference between Texas and Montana?

Texas has a cost of living index of 90.7 versus 105.9 for Montana (US average = 100).

  • Overall, Montana is about 17% higher than Texas.

How do property taxes compare between Texas and Montana?

Texas's effective property tax rate is about 1.4%, versus 0.61% in Montana.

  • On a typical home that difference lowers your annual holding costs, so factor it in if you plan to buy.

How soon do I need to update my driver's license after moving to Montana?

After establishing residency in Montana, you have 60 days to update your driver's license at a Montana DMV office.

  • Vehicle registration is a separate transaction with its own deadline, which in most states differs from the license deadline — confirm both with the Montana DMV before you go.

What is the climate like in Montana?

Montana has semi-arid and alpine with cold winters and warm, dry summers.

  • The annual average temperature is 43°F, with about 15 inches of precipitation per year.
  • Average monthly electricity bills run around $108.