Moving from Tennessee to Florida
Moving from Tennessee to Florida covers about 527 miles — a mid-distance interstate move. Whether you drive a rental truck or hire movers, this checklist keeps every step on track.
Generate My ChecklistTN vs FL at a Glance
Income Tax
Sales Tax
Time Zone
You'll be changing time zones
Distance
Moving Cost
Professional move, 2–3 BR home. Summer +20–30%.
What This Move Means for You
Modest cost-of-living shift
Overall costs in Florida are about 13% higher than in Tennessee — enough to notice on housing, but not a dramatic change.
A much warmer climate
Florida averages 12°F warmer than Tennessee. Lighten your wardrobe, plan for air conditioning, and pace outdoor tasks on moving day.
Before You Leave Tennessee
You have no final Tennessee income tax return to file
Tennessee does not tax wages or salaries. The Hall income tax on interest and dividends was repealed for tax periods that begin on or after January 1, 2021. Do not file a Hall return for those years.
Source: Tennessee Department of Revenue, Hall Income TaxAsk your county clerk about your Tennessee plates
Tennessee license plates belong to the owner, not the vehicle. The Department of Revenue does not say what to do with them when you move out of state. Ask your county clerk before you destroy or turn in your plates.
Source: Tennessee Department of Revenue, Surrendering a License PlateDo not expect a refund for unused registration
Generally, Tennessee does not refund the unused part of a registration. A tag cannot be refunded after its registration period starts. You may get a refund only if you return new tags before your old ones expire. The state refunds only its share. Ask the county clerk about the county share.
Source: Tennessee Department of Revenue, VR-15 Unused Portion of a Vehicle RegistrationCheck the professional privilege tax if you keep a Tennessee license
Some professionals licensed or registered to practice in Tennessee pay a $400 tax each year. This includes attorneys, lobbyists, investment advisers, broker-dealers, and securities agents. The tax is due June 1. The tax is owed by people licensed or registered to practice in Tennessee. If you keep that license after you move, check whether you still owe it.
Source: Tennessee Department of Revenue, Professional Privilege TaxAsk your county election commission to remove your registration
Tennessee registration is permanent until the county election commission removes it. Send a written request to the commission to remove your name. The commission also removes you when it gets written confirmation that you registered in another place.
Source: Tennessee Secretary of State, How to Update your Voter RegistrationAfter You Arrive in Florida
Get a Florida driver license within 30 days
Florida treats you as a resident once you start a job here, enroll your children in public school, register to vote, or file for homestead exemption. Living here for more than six consecutive months also counts. From then, you have 30 days to get a Florida driver license. Apply in person at a local office that offers driver license service, and take a vision test. The initial Class E license fee is $48.00. Most Tax Collector offices add a $6.25 service fee.
Source: FLHSMV, New ResidentTitle and register your vehicle within 10 days
You have 10 days from establishing residency to title and register a vehicle. That is shorter than the license deadline. A vehicle not already titled in Florida also needs its VIN verified on form HSMV 82042. A Florida notary, a licensed Florida dealer, a law enforcement officer, or a tax collector compliance examiner can sign it. They must first inspect the number under the windshield and in the door jamb.
Source: FLHSMV form HSMV 82042Buy Florida insurance before you try to register
You cannot register until you show Florida coverage from a carrier licensed in Florida. The minimums are $10,000 of Personal Injury Protection and $10,000 of Property Damage Liability. Coverage must stay in force for the whole registration period, even if the car sits unused. If you keep your current insurer, ask the agent to convert the policy to a Florida one.
Source: FLHSMV, Florida Insurance RequirementsCheck whether you owe use tax on the car
Florida charges its 6 percent use tax, plus any county discretionary sales surtax, on a vehicle brought in within six months of purchase. If you already paid 6 percent or more elsewhere in the US, nothing more is due. If you paid less, you owe the difference. A vehicle used in another US state or territory for six months or longer before it arrives is presumed not bought for use in Florida. You need documents showing that six-month period to claim this.
Source: Florida Department of Revenue GT-800025File for homestead exemption by March 1
If you buy a home and make it your permanent residence, the homestead exemption takes up to $50,000 off the assessed value. It also caps how fast the assessment can rise. You must own the home and live in it as your permanent residence on January 1. File form DR-501 with your county property appraiser by March 1 of that tax year. Many county appraisers accept the application online. Have these ready: your Florida license number, Florida plate number, Florida voter registration number, a declaration of domicile, and proof that you gave up your previous license.
Source: Florida Department of Revenue PT-113Register to vote at least 29 days before an election
Florida closes voter registration 29 days before an election. The same 29-day cutoff applies to changing party affiliation before a primary. Florida runs closed primaries, so a party change filed after the deadline does not count for that primary.
Source: Florida Division of ElectionsYour Moving Timeline
8 Weeks Before
At about 527 miles (~9.5 hours), you can drive a rental truck or hire movers — compare both. If you drive, plan an overnight stop and factor in fuel and lodging.
4 Weeks Before
Notify your utility providers, update your address with USPS, and begin packing non-essential items.
1 Week Before
Confirm with your movers, finish packing, clean your home, and prepare a moving day essentials bag.
Moving Day
Supervise loading, do a final walkthrough of your old home, and hand over the keys.
After the Move
Update your driver's license at the Florida DMV, register to vote in FL, and set up your new utilities.
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Climate Comparison
Tennessee
Humid subtropical with hot, humid summers and cold winters.
Florida
Subtropical with warm temperatures year-round, high humidity, and frequent summer thunderstorms.
Utilities & Cost of Living
Tennessee
Florida
Frequently Asked Questions
How far is it from Tennessee to Florida?
The driving distance from Tennessee to Florida is approximately 527 miles — about 9.5 hours of driving at highway speeds.
How much does it cost to move from Tennessee to Florida?
A professional interstate move from Tennessee to Florida typically costs between $2,500 and $5,000, depending on the size of your home and time of year.
- Summer moves (May–September) tend to cost 20–30% more.
What is the cost of living difference between Tennessee and Florida?
Tennessee has a cost of living index of 88.9 versus 100.7 for Florida (US average = 100).
- Overall, Florida is about 13% higher than Tennessee.
How soon do I need to update my driver's license after moving to Florida?
After establishing residency in Florida, you have 30 days to update your driver's license at a Florida DMV office.
- Vehicle registration is a separate transaction with its own deadline, which in most states differs from the license deadline — confirm both with the Florida DMV before you go.
What is the climate like in Florida?
Florida has subtropical with warm temperatures year-round, high humidity, and frequent summer thunderstorms.
- The annual average temperature is 71°F, with about 54 inches of precipitation per year.
- Average monthly electricity bills run around $156.